Payments

Zero-fee payment
processing for
contractors.

Keep 100% of every invoice. Your customer pays a small convenience fee at checkout — you never lose a dollar to processing fees again.

Start for freeSee how it works ↓
INVOICE · INV-0042
Patterson Residence
PAYMENT DUE
Lawn care \u00b7 weekly$150.00
Hedge trim (3hr)$135.00
Subtotal$285.00
Convenience fee (3.5%)· paid by customer+$9.98
Total · customer pays$294.98
YOU RECEIVE
$285.00
This year, on $5k/mo
+$2,100 kept
$0
Processing fees deducted from you
3.5%
Convenience fee paid by customer
$1–5
Flat-rate bank transfer option
How it works

Four steps to getting paid.

Send an invoice, get paid in full. It's that simple.

01
Send an invoice
Create a professional invoice in seconds. Your customer receives it via text or email with a secure payment link.
02
Customer pays
They choose their preferred method — credit/debit, Apple Pay, or bank transfer. Easy checkout on any device.
03
Fee shown at checkout
The 3.5% convenience fee is clearly displayed before payment. The customer sees it, approves it, pays. Fully transparent.
04
You keep 100%
The full invoice amount deposits into your bank within 2 business days. No deductions, no surprises, no hidden fees.
Payment methods

Every way your customers want to pay.

Accept cards, Apple Pay, and bank transfers — all from one invoice link.

Credit & Debit Cards
Visa, Mastercard, Amex, and Discover. Customer pays a 3.5% convenience fee at checkout. You keep 100% of the invoice amount.
3.5% paid by customer
Apple Pay
One-tap payments from iPhone and iPad. Same 3.5% convenience fee structure. Fast, secure, and familiar for your customers.
3.5% paid by customer
Bank Transfer (ACH)
Direct bank-to-bank payments with flat-rate pricing. Lower cost option for larger invoices. Funds arrive in 3–5 business days.
$1–5 flat fee
The math

How much you'll save.

Traditional processors take 2.9–3.5% from every payment. With Maple Street, you keep it all.

Monthly Revenue
Fees you'd pay elsewhere
Annual savings →
$3,000/mo
$105/mo
+$1,260
$5,000/mo
$175/mo
+$2,100
$8,000/mo
$280/mo
+$3,360
$12,000/mo
$420/mo
+$5,040
$20,000/mo
$700/mo
+$8,400
Based on industry-average 3.5% processing fee. Actual savings vary by payment mix.
Surcharge compliance — handled automatically
Passing processing fees to customers (surcharging) is legal in 48 states. Maple Street handles all the compliance details so you don't have to think about it.
48 states: Surcharging enabled with required disclosures auto-generated
✕
CT, MA, PR: Surcharging prohibited — Maple Street auto-disables for these locations
◐
Colorado: Capped at 2% — Maple Street automatically adjusts the rate
Questions

Common questions.

Stop losing money on processing fees.

Set up in 5 minutes. Send your first invoice today. Your customer pays the fee — you keep every dollar.

Get started free →Talk to us